Regulated Humanitarian
Payment Corridors
on Stellar
NEXUS LUMINA, PBC bridges the gap between regulatory compliance and blockchain-enabled financial access — delivering low-cost, transparent, and auditable payment infrastructure to underserved and displaced populations worldwide.
Connecting the Unbanked to the Global Financial System
NEXUS LUMINA, PBC is a Delaware Public Benefit Corporation and FinCEN-registered Money Services Business purpose-built to deploy regulated, low-cost remittance and payment infrastructure on the Stellar network.
We serve underbanked communities, humanitarian-impacted populations, and displaced persons across Sub-Saharan Africa, the Caribbean, and diaspora remittance corridors — bringing transparent, auditable, and compliant financial access to those who need it most.
Built on a Foundation of Compliance
NEXUS LUMINA holds all required federal registrations and certifications to operate as a regulated Money Services Business in the United States.
Registered with the Financial Crimes Enforcement Network as a Money Services Business — the foundational federal requirement for operating cross-border payment corridors in the United States.
Incorporated as a Public Benefit Corporation in Delaware — the gold standard for mission-driven businesses. Our PBC structure legally binds the company to its humanitarian purpose.
Federal Employer Identification Number issued by the IRS. SAM.gov entity registration submitted and under review — enabling eligibility for federal contracts and grant programs.
Comprehensive Anti-Money Laundering and Know Your Customer program designed to meet Bank Secrecy Act requirements for all payment corridor operations.
Women-Owned Small Business certification application in progress with the U.S. Small Business Administration — qualifying NEXUS LUMINA for federal set-aside contracting programs.
NEXUS LUMINA has submitted an Interest Form to the Stellar Community Fund Build Award program, seeking grant funding to accelerate Stellar SDP integration and corridor deployment.
Powered by the Stellar Network
NEXUS LUMINA deploys the Stellar Disbursement Platform (SDP) to issue mobile wallets to unbanked beneficiaries — enabling direct digital disbursement of wages, aid, and remittances without requiring a traditional bank account.
NEXUS LUMINA has submitted an Interest Form to the Stellar Community Fund Build Award under the Integration Track, seeking grant funding to accelerate development of regulated humanitarian payment corridors on the Stellar network.
Measurable Change at Scale
Our five-year impact projections for the Trans-Sahel Railway Construction Workforce corridor demonstrate the scale of financial inclusion achievable through regulated Stellar-based infrastructure.
Founded by Dr. Z. Samara Mohassan El Bey
Dr. Z. Samara Mohassan El Bey is a financial inclusion strategist and compliance professional with expertise in cross-border payment architecture, MSB regulatory frameworks, AML/KYC program design, and humanitarian corridor development.
Dr. Mohassan El Bey brings a proven entrepreneurial track record spanning decades. She previously co-founded and co-owned ODORITE CARIBBEAN LIMITED (Jamaica, West Indies, 1970–1985), a manufacturer and exporter of industrial chemical deodorants serving the CARICOM regional market — successfully competing against UK market dominance before a successful exit via sale.
NEXUS LUMINA is in active formation of its core team, with authorized share capital and a structure designed for mission-aligned expansion across compliance, technology, and humanitarian operations.
Partner With NEXUS LUMINA
We welcome inquiries from NGOs, financial institutions, government agencies, and mission-aligned investors seeking to advance financial inclusion through regulated blockchain infrastructure.